Tiered Healthcare Benefit Plans : healthcare benefit plan

American Collective LP is combining data aggregation services with affordable healthcare benefit plans. The result boasts an unconventional approach to personal data monetization and health coverage.

American Collective LP’s newly launched Prestige and Unity plans offer tiered healthcare options featuring virtual care through Teladoc, provider networks including MultiPlan and First Health, and ancillary benefits like dental and critical illness coverage. These ERISA-compliant group plans are positioned as alternatives to traditional insurance as they emphasize customizable features and cost transparency. The healthcare component operates alongside the company’s core data platform, which allows users to share anonymized information for compensation. This model ostensibly links data participation with tangible health benefits.

The healthcare benefit plans’ emphasis on telemedicine and virtual consultations addresses the growing demand for accessible care, particularly for urgent needs or those in areas with provider shortages.

Image Credit: American Collective LP