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Buying a home isn’t just about the purchase price; you’ll also need to budget for ongoing costs like property taxes. These taxes can vary widely depending on where you live. Homebuyers in Boston will pay more than those buying homes in Los Angeles, even if the houses have the same value. So read on as we break down property taxes by state so you’ll know what states charge the highest rates and where you might be able to save some cash.
What are property taxes, and what do they do?
Property taxes are charged to homeowners based on the assessed value of your property. They help local governments pay for things like schools, public transportation, fire departments, and other necessary public services and government expenses.
Your local tax assessor calculates your property tax based on methods defined by state and local laws. If you itemize deductions, property taxes may be deductible on your federal tax return.
Property taxes by state
Keep in mind that property tax rates can vary significantly within the same state. What you ultimately pay depends on your county or city’s specific rate and your home’s assessed value. The figures below show statewide averages based on the most recent data available; your actual tax bill may differ. Effective property tax rates are from 2023, while median sale prices reflect July 2025 Redfin data.
State |
Effective Property Tax Rate (2023, %) |
Median Sale Price (July 2025) |
Estimated Annual Property Tax |
| Alabama | 0.36 | $300,100 | $1,080 |
| Alaska | 0.91 | $422,900 | $3,848 |
| Arizona | 0.44 | $439,000 | $3,995 |
| Arkansas | 0.53 | $273,100 | $1,447 |
| California | 0.70 | $830,400 | $5,812 |
| Colorado | 0.50 | $598,400 | $2,992 |
| Connecticut | 1.48 | $491,700 | $7,277 |
| Delaware | 0.50 | $385,000 | $1,925 |
| District of Columbia | 0.61 | $675,000 | $4,118 |
| Florida | 0.74 | $404,100 | $2,990 |
| Georgia | 0.77 | $382,000 | $2,941 |
| Hawaii | 0.32 | $733,800 | $2,348 |
| Idaho | 0.48 | $491,200 | $2,358 |
| Illinois | 1.83 | $320,800 | $5,871 |
| Indiana | 0.77 | $281,400 | $2,167 |
| Iowa | 1.23 | $252,200 | $3,102 |
| Kansas | 1.19 | $314,000 | $3,737 |
| Kentucky | 0.73 | $280,300 | $2,046 |
| Louisiana | 0.55 | $252,700 | $1,390 |
| Maine | 0.94 | $416,600 | $3,916 |
| Maryland | 0.9 | $461,100 | $4,150 |
| Massachusetts | 0.97 | $686,700 | $6,661 |
| Michigan | 1.15 | $291,500 | $3,352 |
| Minnesota | 0.99 | $371,300 | $3,676 |
| Mississippi | 0.58 | $265,700 | $1,541 |
| Missouri | 0.88 | $288,700 | $2,541 |
| Montana | 0.60 | $541,200 | $3,247 |
| Nebraska | 1.43 | $305,400 | $4,367 |
| Nevada | 0.49 | $465,500 | $2,281 |
| New Hampshire | 1.41 | $513,100 | $7,235 |
| New Jersey | 1.77 | $579,000 | $10,248 |
| New Mexico | 0.61 | $364,800 | $2,225 |
| New York | 1.26 | $597,000 | $7,522 |
| North Carolina | 0.62 | $388,400 | $2,408 |
| North Dakota | 0.94 | n/a | n/a |
| Ohio | 1.31 | $275,600 | $3,610 |
| Oklahoma | 0.77 | $258,900 | $1,994 |
| Oregon | 0.78 | $516,600 | $4,029 |
| Pennsylvania | 1.19 | $325,800 | $3,877 |
| Rhode Island | 1.05 | $518,800 | $5,447 |
| South Carolina | 0.47 | $387,900 | $1,823 |
| South Dakota | 0.99 | $332,400 | $3,291 |
| Tennessee | 0.49 | $394,800 | $1,935 |
| Texas | 1.36 | $351,700 | $4,783 |
| Utah | 0.47 | $560,600 | $2,635 |
| Vermont | 1.42 | $430,500 | $6,113 |
| Virginia | 0.77 | $474,700 | $3,655 |
| Washington | 0.75 | $648,900 | $4,867 |
| West Virginia | 0.48 | $249,400 | $1,197 |
| Wisconsin | 1.25 | $342,600 | $4,283 |
| Wyoming | 0.55 | $487,900 | $2,683 |
Note: Data may not be available for every state; in these cases, figures are marked as “n/a.”
Property taxes by state FAQ
Which states have the highest property tax rates?
The following states have the highest effective property tax rates:
- Illinois (1.83%)
- New Jersey (1.77%)
- Connecticut (1.48%)
- Nebraska (1.43%)
- Vermont (1.42%)
Which states have the highest property tax payments?
Here are the states where you can expect to pay the most in property taxes:
- New Hampshire ($9,133)
- Connecticut ($8,408)
- New York ($8,119)
- Massachusetts ($7,348)
- Rhode Island ($7,159)
How are property taxes calculated?
Your annual property tax payments are determined by your home’s assessed value, not the purchase price of the home. Assessors may use market value, recent sales, or state-specific formulas to determine assessed value. Once that number is set, your local property tax rate is applied to calculate your annual bill.
Do property tax exemptions exist?
There are property tax exemptions for certain groups. Veterans, elderly homeowners, low-income homeowners, and those with disabilities are eligible for exemptions that can lower or eliminate their tax bill.
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